KODAMA + Affirm


Pay over Time with Affirm

KODAMA has partnered with Affirm to offer easy financing for your purchase with rates as low as 0–30% APR—no deferred interest, no hidden fees.

With a $1,000 purchase, you could pay as low as $88/mo over 12 months at 10% APR. Down payment may be required.

How to Purchase with Affirm

  1. Select Pay over Time
    Create an Affirm account and enter some basic information to get a real-time loan decision.
  2. Choose a Plan
    Once approved, choose the monthly installment to fit your budget.
  3. Confirm Your Loan
    Review the details and click Confirm Loan to finalize the loan.
  4. Check out
    You’ll be redirected to KODAMA to review and complete your order.

Frequently Asked Questions

Who can use the Affirm payment method?

Anyone in the US with a valid mobile phone number, shipping address and social security number can pay with Affirm for eligible items up to $15,000.

What information does Affirm require?

To create an Affirm account and help verify your identity, you’ll need to provide your name, email, phone number, date of birth, and the last four digits of your social security number.

Does Affirm perform a credit check?

Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This does not affect your credit score.

Does everyone get approved?

While Affirm strives to offer all credit-worthy applicants financing, they are not able to offer credit in every case, and KODAMA has no insight into a customer’s denial.

How do I pay my monthly bills?

Affirm will send you monthly text and email reminders to pay your bills by bank transfer, check, or debit card at affirm.com/pay.

How do refunds work on returned items?

Return an item the same way you would with KODAMA. KODAMA will return the funds to Affirm, and Affirm will process the refund and credit any payments made on the loan, not including interest. 

Still have questions?

Learn more about paying over time with Affirm at affirm.com/faqs.

Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See affirm.com/faqs for details.